Decision As A Service®

Decision As A Service®



Decision As A Service®

Real-time, guaranteed decisions for every transaction straight into your system


Machine learning is most effective when it’s combined with human creativity and constant research. Accurate fraud prevention is not just about having fewer chargebacks; it’s about maximizing revenue on all fronts. The ideal combination of expertise, speed and scale results in a system that optimizes every key metric and generates constant growth. 

Accurate, Not Risk-Averse

Accuracy means that good customers are not rejected just because they show “risky” characteristics – something that has represented a key challenge for traditional approaches to fraud prevention. Sensitivity to individual behaviors and understanding of the relevant buyer personas are key to making decisions that are accurate, not risk-averse.

Adapting Fast to New Challenges

Forter’s fraud detection system is designed to be extremely sensitive to new fraudster trends and techniques, and machine learning helps it to react quickly to ensure that the system is always up to date and your site is always protected against the latest threats. Our researchers monitor new fraud methods in the online criminal underworld, and their discoveries are included into the machine.

Tailored to Fit Automation

Forter’s system is tailored to each customer from the very first day. The machine is trained on your data, and our team analyzes your buying patterns and norms and builds an understanding of them into the system. That happens during integration, so the results are accurate from the start. Once you’ve gone live, the research continues to ensure an ongoing optimization.

Real-time Decision

Full automation means a real-time decision for every single transaction. Customers never need to wait for someone to review their order – order confirmation and fulfillment can be instant and seamless – and each decision is backed by a full fraud chargeback guarantee. Things get easier for your Finance team as well, since an unpredictable element becomes predictable.


Fast Integration

Forter’s developers work to tailor our API to suit your existing platform. Forter’s fraud decisions for every transaction will be visible from within your own system, with further details available in our Decision Dashboard. 

360° Fraud Prevention

All E-Commerce Needs

  • Marketplaces
  • Digital Goods
  • Services
  • Physical Goods
  • Travel
  • Mobile (SDK & API)
  • Alternative Payments 
  • Supporting Platforms Like:
    • Magento
    • Commerce cloud
    • Bigcommerce 

Access Fraud Insights

The Forter Decision Dashboard provides a transparent view into each transaction. Additionally, it analyzes your transaction data as a whole to draw out actionable business insights. You can run and export reports for any timeframe, at any time. 

Chargeback Guarantee

Forter’s system approves as many orders as possible, learning from good and bad transactions. Chargebacks are a risk which are accounted for with Forter – we guarantee to cover fraud chargebacks. Using the Forter Decision Dashboard, you can submit chargeback information and view paid and pending chargebacks. 

Viewing Individual Transactions

Although all fraud decisions will be visible within your own system, further details are available in the Forter Decision Dashboard. You can also give additional feedback to our system, helping to tailor the model to your specific risk profile. 

Customer Support Capabilities

You can choose which users have which level of access. Customer Support representatives can view the information relevant to their needs, and provide extra information about individual customers and transactions, but do not have access to the wider business related information contained in the Dashboard. 

Phone Order Protection

Our friction-free, real-time phone fraud prevention improves fulfillment time and customer experience by helping process calls more quickly, without breaks caused by sending validation through SMS or email.

Mobile Capability

Forter’s system is designed to accommodate the unique profile of mobile commerce fraud and fraudsters, while optimizing the purchase experience for genuine customers. Integration available through SDK & API.

Alternative Payments

In addition to all standard credit, debit and charge card payments, Forter also works with payments made using PayPal, Google Wallet, etc. and our chargeback guarantee covers these payments as well.

Forter named to 2018 Forbes Fintech 50 - Proud to be a part of the Future of Payments

About the Company

Forter provides new generation fraud prevention to meet the challenges faced by modern enterprise e-commerce. Only Forter provides fully automated, real-time Decision as a Service™ fraud prevention, with approve/decline decisions backed by a 100% chargeback guarantee. The system eliminates the need for rules, scores or manual reviews, making fraud prevention friction-free.

The result is fraud prevention that is invisible to buyers and empowers merchants with increased approvals, smoother checkout and the near elimination of false positives - meaning more sales and happier customers.

Behind the scenes, Forter’s machine learning technology combines advanced cyber intelligence with behavioral and identity analysis to create a multi-layered fraud detection mechanism.

The result is best for online merchants, and best for online customers.

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